Smarter Financing Scenarios
Tailored To Your Property & Cash Flow
From rental portfolio DSCR and self-employed bank statement loans to FHA 3.5% down and second mortgage equity — Vision One structures loans that traditional banks decline.
Instant Loan Pre-Qualification
Get rates & scenario options in under 60 seconds
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Direct Lending For Every Borrower Profile
Specialized programs for real estate investors, self-employed business owners, first-time homebuyers, and equity cash-out.
DSCR Investor Loans
Qualify with property rental income alone. Zero personal DTI calculations, no W2s or tax returns required.
Bank Statement & Non-QM
Designed for 1099 independent contractors and business owners. 12 or 24-month bank statements.
Bridge & Fix/Flip Hard Money
Fast transitional capital for value-add renovations, quick purchases, and ground-up builds powered by MOAT Funding.
FHA Government Loans
Accessible home buying with 3.5% down payment, lenient debt ratios, and credit score guidelines down to 580-600.
HELOC & Second Mortgages
Access up to $500,000 cash equity. Preserve your low 2-3% first mortgage rate with a standalone fixed second.
Down Payment Grants (DPA)
State, municipal, and direct grant assistance covering up to 5% of purchase price for qualified buyers.